Legal Notices and General Conditions of Use (Disclaimer)

For legal reasons we ask you to take note of the individual legal notices and general conditions of use (disclaimer).

Rights to use the contents

The websites, their programming, contents, design and structure are subject to trademark and industrial property rights as well as to copyright regulations and are the intellectual property of Deutsche Apotheker- und Ärztebank and/or the respective natural and/or legal person(s) (author/s) as named. For this reason, it is generally not allowed to copy, distribute, make available for download, or give online access to the websites themselves, their contents and their layouts, completely or partly, neither changed nor unchanged.

Exceptions are only possible with the prior written consent of the bank. For the private use of the websites, the copyright regulations are particularly applicable.

Disclaimer for the information presented

Despite greatest care in obtaining and communicating this information, Deutsche Apotheker und Ärztebank does not assume any liability and warranty for the correctness, completeness, topicality and accuracy as well as for the availability of own information and particularly of third-party information.

In particular in the case of share issues, the issuers are themselves responsible for the company information presented. The company information represents the estimations of the issuers and does not necessarily correspond to the opinion of Deutsche Apotheker- und Ärztebank.

Moreover, Deutsche Apotheker- und Ärztebank has not conducted an in-depth examination of all the information provided.

Deutsche Apotheker- und Ärztebank does not assume any liability for losses resulting from or connected with the authorised or unauthorised dissemination and utilization (especially copying, distributing and making available) of the information - e.g. on third-party websites.

The disclaimer refers to all information and data presented on the following websites. If any parts of these legal notices and general conditions of use are ineffective, the remaining parts shall remain unaffected by this.

Linking

The incorporation of websites of Deutsche Apotheker- und Ärztebank into other websites or similarly structured Internet presences requires the explicit written consent of Deutsche Apotheker- und Ärztebank.

The linking of the homepage (cover page) of Deutsche Apotheker- und Ärztebank’s web presence is allowed without special consent in an appropriate context of content. On the other hand, linking to subdirectories and subpages of Deutsche Apotheker- und Ärztebank’s web presence (so-called “deep linking”) is only allowed after prior written permission.

The websites of Deutsche Apotheker- und Ärztebank may contain links to third-party websites which are outside the responsibility and control of Deutsche Apotheker- und Ärztebank. Therefore, Deutsche Apotheker- und Ärztebank does not assume any responsibility for the contents as well as for damages caused by the use or non-use of thirdparty websites (whose contents are explicitly not adopted by Deutsche Apotheker- und Ärztebank) to which there are links from Deutsche Apotheker und Ärztebank’s websites.

Any claims must be addressed to the providers of the respective websites.

Data protection

You will find important notices on Deutsche Apotheker- und Ärztebank’s data protection here.

Notices on communication with Deutsche Apotheker- und Ärztebank via email

Emails sent via the Internet can easily be read by others, manipulated, delivered incompletely or with a delay, or sent under a false name. Accordingly, we have to restrict the legal obligation of emails for our and your security:

In the relationship with the bank, the use of emails is intended for the exchange of information only and is to make communication faster.

The bank will not accept any contractual declarations or orders, contracts or declarations of will, especially in the area of payment transactions and in connection with securities transactions, via email. For placing orders with the bank, please contact your responsible branch in another way or use our apoBrokerage services (after previous activation in the branch).

No advice / no investment recommendation(s)

The publications on the following pages neither constitute any individual securities, property and investment advice nor any recommendations for the acquisition, purchase or subscription of the respective security or other financial instruments, because this information does not include all the details relevant for the valuation of a security or financial instrument.

Insofar as the following websites include an offer or the invitation to make an offer with regard to the purchase or the subscription of the respective security, this offer or invitation to make an offer is exclusively directed to well-informed, independently-deciding and riskaware investors with sufficient experience in the securities business.

The following information is intended for personal and independent information purposes only. The respective individual situation of investors, especially their financial and economic situation, is not taken into account in this information. A final investment decision regarding the securities or financial instruments referred to on the following pages has to be made on the basis of the public issue, sales or listing prospectus and / or a detailed counselling session, but it must not be based exclusively on the information / details provided on the following pages.

Furthermore, the information offered neither provides the basis for an agreement between the provider and the user of the information nor constitutes any kind of obligation.

The following information may contain forward-looking statements about events and financial trends that may have an effect on the future property, financial and earnings situation of a company (issuer). Such statements are subject to risks and uncertainties which might possibly lead to a significant deviation from the actual property, financial and earnings situation of the issuer. Deutsche Apotheker und Ärztebank does not assume any obligation to determine, examine and publish these possible deviations.

The information and statements on the following pages will be updated as required.

Deutsche Apotheker- und Ärztebank reserves the right to update, change or delete parts of the websites as well as any information and contents at any time and without notice.

We explicitly emphasise that for technical reasons any changes to the terms of issue, especially the early termination of subscription periods, will be shown on the websites of Deutsche Apotheker- und Ärztebank only with a certain time delay! Therefore, the information and statements are non-binding; permanent topicality cannot be guaranteed.

Information / offers only for interested parties with residence or permanent address in Germany

All of the following information / offers contained on the websites of Deutsche Apotheker und Ärztebank are exclusively available to interested parties who have a residence or permanent address in the Federal Republic of Germany. Only these persons are allowed to access the following information.

All other Internet users, especially users from such countries and jurisdictions where it is prohibited or otherwise restricted to make available and give access to the following information / offers, are not authorised to access, buy or sign. This applies in particular to persons with residence or permanent address in Great Britain (United Kingdome), in Japan, in Canada, and in the USA (United States of America).

The furnishing of information about securities and other financial instruments does not constitute an offer of these securities and financial instruments outside the Federal Republic of Germany, especially not in Great Britain (United Kingdome), in Japan, in Canada, and in the USA (United States of America).

In Great Britain (United Kingdom), the information on the following websites is intended for distribution only to persons of a kind described in Article 11 (3) of the Financial Services Act 1986 (Investment Advertisement) Exemptions Order 1996 (as amended), and must not be passed on or made available, directly or indirectly, to any other persons.

The securities or financial instruments are not offered in the USA (United States of America) either, unless these securities or financial instruments are registered under the US Securities Act of 1933, as amended, or unless there is a registration exemption. The issuer will neither publicly offer the securities or financial instruments issued nor have them registered there.

For legal reasons, neither the information provided on the following websites nor a copy thereof, whether in electronic or any other form, may be transmitted to persons with residence or permanent address in Great Britain (United Kingdome), in Japan, in Canada, and in the USA (United States of America).

Even passing on the information / offers on the following websites to persons subject to the jurisdiction of another country can already be illegal. Any failure to observe the abovementioned restrictions may be a violation of the securities laws in Great Britain (United Kingdome), in Japan, in Canada, and in the USA (United States of America) or of the jurisdiction of another country.